Alabama's Personal Injury Lawyer
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How To File a Geico Car Accident Claim

How To File a Geico Car Accident Claim

If you've been in a car accident, you may be wondering how to file a Geico car accident claim. After all, the last thing you probably want to do is spend your free time filling out paperwork and talking to insurance representatives on the phone. It's also probably not something that you ever expected to have to do as part of your routine. If you've been involved in an auto accident, understanding how to file a car accident claim with Geico can seem like an impossible task. The last thing you probably want after a car crash is more stress from additional red tape.

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What Is Geico?

Geico is one of the biggest car insurance companies in the United States. It is a subsidiary of Berkshire Hathaway, the company run by billionaire investor Warren Buffett. Geico has been offering car insurance since 1936, one of the oldest companies in the industry. While it has a somewhat negative reputation due to its well-known advertising campaigns, it is still one of the largest car insurance companies in the US. Geico offers coverage in every state and country, making it an excellent option for drivers in all areas. The company has various policies, including car insurance for teens and seniors. In addition to Geico claims, Geico also offers a range of other types of insurance, including homeowners insurance, life insurance, and motorcycle insurance. Other insurance companies we can help with are:

How to File a Geico Car Accident Claim

Making a Geico car accident claim is a multi-step process. While you may be eager to get the whole thing over with as soon as possible, you should make sure to finish each step in the correct order. This will help make the process easier and get you the compensation you deserve more quickly. For example, if your car were damaged in an accident, you would need to file a claim with your own insurance company as soon as possible after the accident takes place. Then, you can call your insurance company and make an oral claim. Finally, suppose your car is not drivable after an accident. In that case, you may be able to file a written claim by filling out a form and sending it to your company.

In most cases, your Geico claims will be reviewed by an adjuster. Your adjuster will use information from the accident scene and your car to evaluate the extent of your damages. Your adjuster may make a settlement offer, so you should be prepared to make a counteroffer if you feel the offer is too low.  Remember, Geico and other insurance company adjusters are only there to protect their bottom line. They are not looking out for you but their best interests. It's important to not accept an offer that seems too low and doesn't cover everything like:

  • Lost wages (past, present, and future)
  • Medical bills (past, present, and future)
  • Property loss/damage
  • Pain and Suffering

Steps for Filing a Geico Car Accident Claim

The first step in filing this car accident claim is to ensure that you are covered under Geico. Suppose you are in a car accident and are unsure whether your current car insurance policy covers the incident. In that case, calling and finding out may be a good idea. If you do not have Geico car insurance, you may be able to claim under your policy. You can contact your insurance company with the phone number on your insurance card. If you have Geico car insurance, you need to call the Geico claims hotline to make a claim. You will need to provide your name, contact information, and the accident's date, time, and location. If you have insurance information from the other driver, you should also provide that.

You Are Responsible for Handling the Process

Suppose you've ever been injured in a car accident. In that case, you're probably aware that insurance companies are not in the business of paying out lots of money. Instead, they exist to ensure they are not paying out lots of money. Therefore, you must be diligent and actively participate in insurance claims. If you don't do everything you can to ensure your claim gets approved, there is a good chance it will be turned down.

Geico May Require Certain Documents

An adjuster will probably handle your Geico claims. Your adjuster will be the person who you communicate with throughout the whole process. Your adjuster will require certain documents to make a lawsuit go more smoothly. Some of the most common documents that adjusters request include:

  • Medical bills Your medical bills will show what you have already paid out of pocket. If you have not already started treatment, you should begin as soon as possible.
  • Collision reports If you were in a car accident, your insurance company would probably want a copy of the other driver's collision report.
  • Police report If you were in an accident that caused severe injuries or fatalities, your insurance company would probably want a copy of the police report.

How Much Does It Cost to File a Geico Car Accident Claim?

The cost of filing this car accident claim will vary from person to person. Factors that can affect the cost of your claim include the type of policy you have, where you live, and the severity of your injuries. Your Geico claims will probably go towards paying for your car's repairs and any medical expenses you have incurred. Your claim may also compensate you for any lost wages you have experienced due to the accident. Geico will pay for your car claim and medical bills out of its funds, but it will be paid back over time as you make monthly payments on your car insurance policy.

Is it worth Filing a Geico Car Accident Claim?

When you think about filing this car accident claim, the first thing that probably comes to mind is how much time it will take. You might have to spend hours on the phone. Luckily, filing this car accident claim rarely takes as long as people expect. Most claims can be processed in just a couple of weeks. Of course, you may have to spend a little time on the phone with your adjuster, but you should be able to handle the process without feeling overwhelmed.

How Much Does it Cost to Hire a Car Accident Lawyer?

If you are having trouble getting the compensation you deserve, hiring a car accident lawyer can help. Our car accident lawyers work on a contingency basis, meaning you don't pay us unless you win a settlement. We offer this contingency fee for other services, like our:

Contact Mezrano Law Firm for Your Geico Claim

If you've been in an accident, the last thing on your mind is the paperwork you'll have to fill out as part of a car insurance claim. Fortunately, the process is much easier than expected and can be handled quickly and easily online. However, suppose you are ever in an accident. In that case, following the correct steps for filing this car accident claim is essential. This will ensure that your claim is processed promptly and that you receive the compensation you deserve as quickly as possible. Contact us today.

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