Our state’s economy is generated by the millions of people who go to work every day – in offices, on work sites, in retail stores, factories and more. We support our loved ones and ourselves with our skills and knowledge, and help make Tuscaloosa a better place to live. We rely on that paycheck to provide us with wages and benefits to pay our bills.
However, what happens if you’re injured on the job and are unable to work? Suffering an injury at work isn’t uncommon and it can happen to anyone at any time. An on-the-job accident can cause many medical and financial issues – including needing time off work to heal from your injuries. Paying household and medical bills can quickly become a hardship.
The Tuscaloosa workers’ compensation attorneys at Mezrano Law Firm can help. With our decades of experience in workers’ comp law, our lawyers can help you get the benefits and wages you need while you take the time to heal from your injuries – on your timetable, not your employer’s. Contact us to find out more.
Workers’ comp is a no-fault insurance program designed for workers. It provides financial compensation for medical care, lost wages and disability for employees who suffer job-related injuries, illnesses or fatalities.
“No-fault” means that the benefits are available regardless of whose fault the accident or injury was. That means even if the worker were to blame for their injury, they’re still eligible for benefits – except in cases where they were under the influence or behaving recklessly.
The flip side of this coin, however, means the employee forfeits their right to bring a lawsuit against their employer for pain and suffering or other types of damages. It is possible, however, to bring a personal injury claim against a third party unrelated to your employer if they were the entity responsible for your injuries.
Workers’ comp typically offers medical treatment for all accident-related injuries and partial wages (typically 2/3 of their average paycheck) during the time they’re unable to work. You can find more details about workers’ comp benefits from the Alabama Department of Labor website.
Here in Alabama, any company or business with five or more employees is required by law to carry workers’ comp insurance. If an employee suffers an injury or develops a medical condition or occupational illness as a result of their job, they are eligible to file a claim. If an employee dies due to a workplace accident or injury, a surviving family member may be eligible to file.
It’s important to note, however, some types of employees may not be eligible for workers’ compensation. These employee categories might include:
Your attorney can let you know if you qualify.
Tuscaloosa workers’ comp covers just about any kind of injury, as long as it happened within the scope of your employment. The majority of accidents and injuries happen at a person’s place of employment, but some might happen off-site, or while you’re traveling for work and are involved in a car accident.
These benefits are also available for chronic conditions and occupational illnesses, like carpal tunnel syndrome, tendonitis, mesothelioma, or tinnitus – as long as your job caused or exacerbated your condition.
If you have an accident and suffer an injury on the job, or are diagnosed with an occupational illness or condition, it’s important to act quickly to protect your right to workers’ compensation benefits. These steps can help improve your chances for a successful claim.
Workers’ compensation forms and appeals can be complex, with varying deadlines and important documentation. Our attorneys can work with you to increase your chances your claim will be successful and you’ll quickly get the benefits you need.
Nobody is required to have an attorney to file a workers’ compensation claim. However, there are many instances where it can be advantageous to have expert guidance on your side. Workers’ comp, like any insurance claim, is a legally binding process and it’s important to get every detail correct. An attorney can help in the event:
There are many reasons a company may attempt to deny your claim, including:
If your workers’ compensation claim is denied, the legal team at Mezrano Law Firm will work with you to file an appeal to secure your benefits. We understand the strategies insurance companies use and employ our own strategies to counter them.
At Mezrano Law Firm, our lawyers know how hard you work and how life can change when you’re injured on the job. We can help you get the workers’ comp you’re entitled to, file an appeal if you’re denied and represent you throughout the process. Call us today at 205-206-6300 or fill out our contact form to set up a consultation at our Tuscaloosa office.