Insurance companies are very good at their job. Like any business, they have a business model that centers around maximizing profit through premiums and minimizing payouts to their customers. Even though we need insurance and insurers provide a valuable service, some insurers take their profit models to worse extremes than others. If you suffer an…

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The way the manufacturing and supply chains are set up worldwide right now, almost every bicycle sold in the U.S. is manufactured overseas. Often the parts that make up these bicycles consist of less durable materials, in order to reduce production costs. However, the safety of the rider is often put at risk as a…

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Hitting a pothole is almost unavoidable, especially after storm season. Roads eventually wear down, creating large holes with sharp edges. As much as you try to avoid the pothole, there a times when you just can’t. If you’re lucky, the tire can ride over the pothole without causing any damage. If you’re not lucky, a…

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Health insurance is a type of insurance policy that pays for the medical costs of the person who bought the policy. It can also cover the dependents if a family plan is purchased. These plans cover various medical expenses such as doctor visits, emergency room visits, surgery, and prescription meds. Those who are uninsured are…

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Through extensive laboratory tests, the U.S. Food and Drug Administration discovered in September 2019 the presence of the chemical N-nitrosodimethylamine (NDMA) in Zantac tablets. NDMA is a cancer-causing agent and the levels of this chemical found in Zantac were beyond the safe levels for human consumption, as recognized by the FDA. Zantac is one of…

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Drivers are required to have insurance if they operate a motor vehicle on the road. However, some people drive without insurance regardless. This is the reason why uninsured and underinsured motorist insurance was developed. Uninsured motorist (UM) insurance provides coverage if you are in a car crash with another party who is not covered by…

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